Secure Form

HOME EQUITY LOAN AMOUNT ESTIMATOR

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  Home Equity Loan Application
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If the property being secured is in AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, KS, MD, MS, NH, NC, NJ, NV, NY, OK, PA, SC, TN, TX, VT, VA, or WI please call:
(866) 421-2775
8:00am-9:00pm ET
Monday-Friday
8:30am-5:00pm ET
Saturday

For all other property states please call:
(877) 849-1319
8:00am-10:00pm ET
Monday-Thursday
8:00am-6:00pm ET
Friday
9:00am-6:00pm ET
Saturday
Purchase price
 
 
Current mortgage balance(s) **  
Years in home  
Annual appreciation     %
Home improvements ($ spent)  
  __________
 
* Estimated value of property  
 
My estimated equity loan possibilities
*Available equity at 100%
*Available equity at 90%
*Available equity at 80%
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* Estimated property value and available equity will re-calculate as fields are completed.

** Please include all real estate secured loans in the "Current Mortgage Balance(s)" field. The equity estimates presented assume full payoff of all prior liens and mortgages.

Assumptions
Estimated value of property based on annual appreciation amount.

Combined Loan to Value Requirements:
The combined loan-to-value ratio (which may not exceed 100%) is the sum of the balance outstanding on your first mortgage, if any, and the loan amount of your new home equity loan divided by the fair market value of your home as determined by an appraisal.

All Home Equity Loans are subject to credit approval, verification, and collateral evaluation. Initial decision may be subject to your meeting specific underwriting requirements and final approval will be based upon your satisfying these requirements. Loans originated by Wachovia Mortgage, FSB, and Wachovia Bank, National Association. All loan products are not available in all states.

All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Initial decision is subject to you meeting specific underwriting requirements and final approval will be based upon you satisfying those requirements. All loans and lines of credit are originated by Wachovia Mortgage, FSB, Wachovia Bank, National Association, Wachovia Financial Services, Inc., or where applicable Wachovia Bank of Delaware, National Association. Products not available in all states and are subject to change without notice. If your property is located in a state that requires a tangible net benefit analysis on refinances of existing home loans or lines of credit, your application will be subject to this analysis as required by state law.

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